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Mortgage Advisor

Complete Financial Solutions offer our clients expert advice on mortgages, whether for a first-time buyer, mortgage switcher, or to those simply looking to add to their property portfolio. We work with clients throughout Ireland, providing practical advice and support on all aspects relating to mortgages, including first time mortgages, re-mortgages, owner occupier mortgages, buy-to-let, mortgage protection, etc. We take you through all of the most pertinent questions when choosing a suitable mortgage, including:

What does getting a mortgage entail?
How much can you borrow?
Can you afford it?
What will your approximate costs be?
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CONTACT US TODAY TO SPEAK WITH ONE OF OUR EXPERT MORTGAGE ADVISORS.

First Time Buyers

Buying your first home is a huge decision and one which requires many considerations, which is why it is recommended you seek the services of an expert mortgage adviser, such as those at Complete Financial Solutions, to assist you with the mortgage process. Based on your unique circumstances, requirements and financial situation, we will help you to choose a mortgage plan that is right for you, ensuring the process of getting onto the property ladder is a smooth one for you.

Mortgage Switchers

If you are considering switching your mortgage, there are many options available to you and our expert mortgage advisor can help to ensure you select a mortgage plan that is right for you. We will carefully take you through all of your options, keeping in mind certain variables such as loan-to-value (LTV) ratio, outstanding balance, negative equity, etc.

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Mortgage Application Checklist

We know it takes time to pull together the documents you need to apply for a mortgage. That's why we've compiled this list of what you will need - taking the hassle out of the search.

A clear copy of your Passport or Drivers Licence
Recent utility bill in your name (within the last 3 months)
Last year’s Employment Detail Summary (available at myaccount on Revenue.ie)
Most recent 3 months payslips (eg 12 payslips if paid weekly / 6 if paid fortnightly
6 months current account/savings statements on all accounts to date
12 months statements on all loan/mortgage accounts to date
6 months credit card statements to date
6 months statement on your Credit Union Accounts to dates

Are you self-employed?

If you or your partner are self-employed there are some additional documents you will need.
Most recent 3 years signed financial accounts
Confirmation from your Accountant that tax affairs are in order
Most recent 12 months business bank account statements
Copy of 3 most recent years tax returns (P21 or Form 11 and Chapter 4 Revenue Cert)
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